vi/raiser
economy
economy, GTA 6 style illustration
Vaultintermediateeconomy

Vehicle Insurance, Premiums & Claims

QBCore vehicle insurance with tiered policies, a server timer that bills recurring premiums, and a claims event that pays out a percentage on a lost car.

PRODUCTION-SHAPED, the reference Lua is validated and written framework-correct for ESX, QBCore, and QBox, ready to drop into your server.
Est. Lua
~88 loc
Claude
Claude Opus 4.x / Sonnet 4.x
Validation
syntax-validated
Updated
2026-06-25
Unlock price
$199Vault

Unlock all 510 prompts

Profit potential / morising
$900($250 to $3,500)

$50-389 script band, sized for a rising niche; top sellers clear around $11.85K/mo.

Effort vs return
intermediate1 day

Description

A vehicle insurance system: players buy a tiered policy on a plate, a server timer bills the recurring premium from their bank, and a claim event pays back a percentage of the insured value when the car is written off or impounded, unless the policy lapsed. Servers buy it because it turns car loss from a rage-quit into a managed cost and adds a steady money-sink against inflation.

Prompt Template

You are writing a FiveM resource for qb-core.

🔒 Eyes-only, locked prompt body

The full prompt template and its reference Lua are part of a one-time pack. Pick your depth, both are lifetime access, no subscription, ever.

Core$49one-time
  • 60 prompts + syntax-validated reference Lua
  • Lifetime access, pay once
Most Popular · Best Value
Vault$199one-time
  • All 510 prompts, the full library
  • Per-prompt profit/trend intelligence (CSV + playbook)
  • Lifetime free updates, new niches as the market moves
Get the Vault, $199

$49 for 60 · $199 for all 510 + intelligence, one-time, no subscription.

Expected Output

The reference Lua at content/expected-outputs/economy/19-vehicle-insurance-premiums-claims.lua stores tiered policies per citizenid, runs a server timer that charges premiums or flags the policy…

🔒 Eyes-only, locked prompt body

The full prompt template and its reference Lua are part of a one-time pack. Pick your depth, both are lifetime access, no subscription, ever.

Core$49one-time
  • 60 prompts + syntax-validated reference Lua
  • Lifetime access, pay once
Most Popular · Best Value
Vault$199one-time
  • All 510 prompts, the full library
  • Per-prompt profit/trend intelligence (CSV + playbook)
  • Lifetime free updates, new niches as the market moves
Get the Vault, $199

$49 for 60 · $199 for all 510 + intelligence, one-time, no subscription.

Known Failure Modes & Corrective Prompt

  • Lapsed-policy payout, a player skips premiums and still collects; gate the claim on the lapsed flag.
  • Client-timer billing, premiums dodged; bill on a server CreateThread.
  • Client payout value, inflated claims; compute payout from the server TIERS table.

Corrective re-prompt: "Bill premiums from a server-side CreateThread, deny any claim where the policy is missing or lapsed, and compute the payout strictly from the server TIERS table rather than a client-supplied value."

Framework Integration

ESX: use ESX.GetPlayerFromId, xPlayer.getAccount('bank'), and removeMoney/addMoney on the bank account. QBCore: as written, GetPlayer, GetPlayerByCitizenId, RemoveMoney/AddMoney on "bank". QBox: resolve via exports.qbx_core:GetPlayer; the money and policy logic stay identical.

Profit Potential

$250-$3500/mo on Tebex (expected ~$900), priced in the $50-389 script band against a corpus of comparable Tebex sellers (median ~$11.85K/mo), scaled to a rising-niche unit estimate.

Trend Signal

↗ rising, corpus: Vehicle-insurance scripts recur on Tebex next to mechanic/garage systems (tebex_topsellers cat:economy); rising with deeper-RP servers.

Sales Angle

The money-sink that makes car loss matter, sell it bundled beside mechanic and garage scripts. Recommended Tebex price: $249.

Difficulty & Ship Time

intermediate · ships in 1 day.