gta6/prompts
economy
Vaultintermediateeconomy

Vehicle Insurance — Premiums & Claims

QBCore vehicle insurance with tiered policies, a server timer that bills recurring premiums, and a claims event that pays out a percentage on a lost car.

NON-TESTÉ — the reference Lua is syntax-validated, not run in a live FiveM server. Adapt and test on your own dev server before shipping.
Est. Lua
~88 loc
Claude
Claude Opus 4.x / Sonnet 4.x
Validation
syntax-validated
Updated
2026-06-25

Description

A vehicle insurance system: players buy a tiered policy on a plate, a server timer bills the recurring premium from their bank, and a claim event pays back a percentage of the insured value when the car is written off or impounded — unless the policy lapsed. Servers buy it because it turns car loss from a rage-quit into a managed cost and adds a steady money-sink against inflation.

Prompt Template

You are writing a FiveM resource for qb-core.

🔒 Eyes-only — locked prompt body

The full prompt template and its reference Lua are part of a one-time pack. Pick your depth — both are lifetime access, no subscription, ever.

Core$49one-time
  • 60 prompts + syntax-validated reference Lua
  • Lifetime access — pay once
Most Popular · Best Value
Vault$199one-time
  • All 510 prompts — the full library
  • Per-prompt profit/trend intelligence (CSV + playbook)
  • Lifetime free updates — new niches as the market moves
Get the Vault — $199

$49 for 60 · $199 for all 510 + intelligence — one-time, no subscription.

Expected Output

The reference Lua at content/expected-outputs/economy/19-vehicle-insurance-premiums-claims.lua stores tiered policies per citizenid, runs a server timer that charges premiums or flags the policy…

🔒 Eyes-only — locked prompt body

The full prompt template and its reference Lua are part of a one-time pack. Pick your depth — both are lifetime access, no subscription, ever.

Core$49one-time
  • 60 prompts + syntax-validated reference Lua
  • Lifetime access — pay once
Most Popular · Best Value
Vault$199one-time
  • All 510 prompts — the full library
  • Per-prompt profit/trend intelligence (CSV + playbook)
  • Lifetime free updates — new niches as the market moves
Get the Vault — $199

$49 for 60 · $199 for all 510 + intelligence — one-time, no subscription.

Known Failure Modes & Corrective Prompt

  • Lapsed-policy payout — a player skips premiums and still collects; gate the claim on the lapsed flag.
  • Client-timer billing — premiums dodged; bill on a server CreateThread.
  • Client payout value — inflated claims; compute payout from the server TIERS table.

Corrective re-prompt: "Bill premiums from a server-side CreateThread, deny any claim where the policy is missing or lapsed, and compute the payout strictly from the server TIERS table rather than a client-supplied value."

Framework Integration

ESX: use ESX.GetPlayerFromId, xPlayer.getAccount('bank'), and removeMoney/addMoney on the bank account. QBCore: as written — GetPlayer, GetPlayerByCitizenId, RemoveMoney/AddMoney on "bank". QBox: resolve via exports.qbx_core:GetPlayer; the money and policy logic stay identical.

Profit Potential

$250–$3500/mo on Tebex (expected ~$900). [INFERRED] priced in the $50-389 script band against the signal-scraper tebex_snapshot corpus (median seller $11.85K/mo, n=100), scaled to a rising-niche unit estimate.

Trend Signal

rising — corpus: Vehicle-insurance scripts recur on Tebex next to mechanic/garage systems (tebex_topsellers cat:economy); rising with deeper-RP servers.

Sales Angle

The money-sink that makes car loss matter — sell it bundled beside mechanic and garage scripts. Recommended Tebex price: $249.

Difficulty & Ship Time

intermediate · ships in 1 day.