vi/raiser
economy
economy, GTA 6 style illustration
Vaultintermediateeconomy

Credit Score, Server-Wide Rating Gate

QBCore per-player credit score that moves with repayments and defaults and exposes a server export to gate loan, rent and financing eligibility.

PRODUCTION-SHAPED, the reference Lua is validated and written framework-correct for ESX, QBCore, and QBox, ready to drop into your server.
Est. Lua
~90 loc
Claude
Claude Opus 4.x / Sonnet 4.x
Validation
syntax-validated
Updated
2026-06-25
Unlock price
$199Vault

Unlock all 510 prompts

Profit potential / morising
$900($250 to $3,500)

$50-389 script band, sized for a rising niche; top sellers clear around $11.85K/mo.

Effort vs return
intermediate2-4h

Description

A server-wide credit rating for roleplay servers: each player carries a clamped score that rises with repayments and drops on defaults, with a server export other resources call to gate loan, rent and financing approval. Servers sell it because it's the consequence layer that makes debt matter, one shared score every financial script can read.

Prompt Template

You are writing a FiveM resource for qb-core (QBox notes below).

🔒 Eyes-only, locked prompt body

The full prompt template and its reference Lua are part of a one-time pack. Pick your depth, both are lifetime access, no subscription, ever.

Core$49one-time
  • 60 prompts + syntax-validated reference Lua
  • Lifetime access, pay once
Most Popular · Best Value
Vault$199one-time
  • All 510 prompts, the full library
  • Per-prompt profit/trend intelligence (CSV + playbook)
  • Lifetime free updates, new niches as the market moves
Get the Vault, $199

$49 for 60 · $199 for all 510 + intelligence, one-time, no subscription.

Expected Output

The reference Lua at content/expected-outputs/economy/15-credit-score-rating-system.lua keeps a clamped per-citizenid score that adjusts on repaid/default events and exposes an IsEligible server…

🔒 Eyes-only, locked prompt body

The full prompt template and its reference Lua are part of a one-time pack. Pick your depth, both are lifetime access, no subscription, ever.

Core$49one-time
  • 60 prompts + syntax-validated reference Lua
  • Lifetime access, pay once
Most Popular · Best Value
Vault$199one-time
  • All 510 prompts, the full library
  • Per-prompt profit/trend intelligence (CSV + playbook)
  • Lifetime free updates, new niches as the market moves
Get the Vault, $199

$49 for 60 · $199 for all 510 + intelligence, one-time, no subscription.

Known Failure Modes & Corrective Prompt

  • Client-stored score, a score the client holds can be edited. Keep scores on the server and clamp on every adjust.
  • Trusting a passed score, an export that reads a client score is forgeable. Resolve from citizenid inside the export.
  • Dropped updates, handlers without AddEventHandler silently miss repaid/defaulted. Register both.

Corrective re-prompt: "Move the score table fully server-side, clamp every change to [300,850], and make exports('IsEligible', function(src, product) ... end) resolve the score via GetPlayer(src).PlayerData.citizenid rather than accepting any score argument from the caller's client."

Framework Integration

ESX: not targeted; if porting, key scores by identifier and expose the same IsEligible export. QBCore: as written, GetPlayer, scores keyed by citizenid, gated via the IsEligible export. QBox: swap to exports.qbx_core:GetPlayer(src); the IsEligible export signature and citizenid keying are unchanged.

Profit Potential

$250-$3500/mo on Tebex (expected ~$900), priced inside the $50-389 script band against a corpus of comparable Tebex sellers (median ~$11.85K/mo); a rising niche as the scoring layer financial scripts lack.

Trend Signal

↗ rising, inferred: Standalone credit-score scripts are rare; reasoned demand as the scoring layer loan/rent/insurance products lack. qb metadata fits per-player scores.

Sales Angle

Sell it as the dependency other creators need, the shared score every loan, rent and insurance script reads through one export. Recommended Tebex price: $159.

Difficulty & Ship Time

intermediate · ships in 2-4h.