Description
A deed-collateral mortgage system: a player borrows against a property, then pays an amortized monthly installment at the bank. The server runs the billing cycle, debits the bank automatically when it can, and counts strikes when it cannot — three missed payments foreclose the loan and evict the player from the home. Servers sell it because it turns static home ownership into an ongoing economic stake with real downside.
Prompt Template
You are writing a FiveM script for esextended (stable, exports-based…
The full prompt template and its reference Lua are part of a one-time pack. Pick your depth — both are lifetime access, no subscription, ever.
- 60 prompts + syntax-validated reference Lua
- Lifetime access — pay once
- All 510 prompts — the full library
- Per-prompt profit/trend intelligence (CSV + playbook)
- Lifetime free updates — new niches as the market moves
$49 for 60 · $199 for all 510 + intelligence — one-time, no subscription.
Expected Output
The reference Lua at content/expected-outputs/housing/11-property-mortgage-foreclosure.lua implements the bank proximity prompt and /paymortgage on the client, and a server-held per-identifier ledger…
The full prompt template and its reference Lua are part of a one-time pack. Pick your depth — both are lifetime access, no subscription, ever.
- 60 prompts + syntax-validated reference Lua
- Lifetime access — pay once
- All 510 prompts — the full library
- Per-prompt profit/trend intelligence (CSV + playbook)
- Lifetime free updates — new niches as the market moves
$49 for 60 · $199 for all 510 + intelligence — one-time, no subscription.
Known Failure Modes & Corrective Prompt
- Client-side balance — the loan total is tracked on the client, so a player edits it or skips installments. Force the ledger server-side.
- Stale cached balance — the billing cycle reads a cached value instead of the server ledger, double-counting payments on reconnect.
- Cosmetic foreclosure — eviction is client-only and never clears the server deed record, so ownership persists after the strike.
Corrective re-prompt: Move every balance and money mutation into the server section; the client only displays values it receives via "housing:mortgageInfo". On the third missed payment also clear the server deed/ownership record before firing "housing:foreclosed", and re-read the ledger (never a cached copy) at the start of each billing cycle.
Framework Integration
- ESX:
exports["es_extended"]:getSharedObject();xPlayer.getMoney()/removeMoney/addMoneyandESX.GetPlayers()for the cycle. - QBCore: swap to
exports["qb-core"]:GetCoreObject(),Player.PlayerData.money.bank,Player.Functions.RemoveMoney("bank", amt). - QBox: use
exports.qbx_coreaccessors; persist the ledger inplayer_houses/a custom table rather than the in-memory map.
Profit Potential
$250–$3500/mo on Tebex (expected ~$900). [INFERRED] priced inside the $50-389 housing-script band against the signal-scraper tebex_snapshot corpus (median seller $11.85K/mo, n=100) scaled for a rising-tier niche.
Trend Signal
↗ rising — inferred: [INFERRED] housing-finance demand; deed foreclosure+eviction is the housing-distinct angle (id-019 generic loans sit in economy).
Sales Angle
Position as the consequences layer for any property pack — the foreclosure pressure that makes home ownership matter. Recommended Tebex price $189.
Difficulty & Ship Time
advanced · ships in 1 day.